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Coverage & Fees

Insurance & Billing

Suzanne Gallagher, PMHNP-BC, is in-network with Aetna, Cigna, Oxford, UnitedHealthcare, and Optum. Out-of-network patients can pay self-pay rates and receive a superbill for reimbursement.

Insurance and out-of-network superbill information

In-Network Plans

  • Aetna
  • Cigna
  • Oxford
  • UnitedHealthcare
  • Optum

Copays, coinsurance, and deductibles vary by plan — calling the number on your insurance card is the fastest way to confirm your outpatient behavioral health benefits.

Self-Pay Rates

  • $300 — initial psychiatric evaluation
  • $150 — follow-up medication-management visit

Out-of-Network

If Suzanne isn't in-network with your plan, you can be seen at self-pay rates and receive a superbill — an itemized receipt — to submit to your insurer for possible reimbursement under your out-of-network benefits.

Cancellations

Appointments canceled or rescheduled with less than 48 hours' notice may be subject to a cancellation fee. Reach out as early as possible if you need to change a visit.

Questions & Answers

Frequently Asked Questions

Coverage

What insurance do you accept?

Suzanne is in-network with Aetna, Cigna, Oxford, UnitedHealthcare, and Optum. Out-of-network patients can use self-pay rates and receive a superbill for reimbursement.

Do you take Cigna, Aetna, or UnitedHealthcare in Connecticut?

Yes. Suzanne is in-network with Aetna, Cigna, and UnitedHealthcare, as well as Oxford and Optum, for adult psychiatric care in Connecticut. Coverage details like copays and deductibles vary by plan, so it's worth verifying your specific mental health benefits.

What if you're out-of-network with my plan?

You can still be seen using self-pay rates, and Suzanne provides a superbill — an itemized receipt — to submit to your insurer for possible out-of-network reimbursement. Many PPO plans reimburse a portion of the cost; your insurer can confirm your out-of-network benefits.

Cost

How much do appointments cost?

Self-pay rates are $300 for the initial psychiatric evaluation and $150 for follow-up medication-management visits.

What is a superbill and how does out-of-network reimbursement work?

A superbill is an itemized receipt with the codes insurers need to process out-of-network claims. You pay the self-pay rate at the visit, submit the superbill to your insurance company, and — depending on your plan's out-of-network benefits — receive partial reimbursement directly.

Do you offer self-pay rates?

Yes. Self-pay rates are $300 for the initial psychiatric evaluation and $150 for follow-up medication-management visits. Self-pay patients receive a superbill they can submit for out-of-network reimbursement if their plan offers it.

Logistics

How do I verify my mental health benefits?

Call the member services number on your insurance card and ask about outpatient behavioral health coverage: whether Suzanne Gallagher, PMHNP-BC is in-network, your copay or coinsurance, your deductible status, and whether telehealth visits are covered. Your plan can also confirm out-of-network benefits.

What's your cancellation policy?

Appointments canceled or rescheduled with less than 48 hours’ notice may be subject to a cancellation fee, since that time is reserved for you. If something comes up, reach out as early as possible and Suzanne will work with you to reschedule.

How do I become a new patient?

Complete the appointment request form. Suzanne reviews each request to ensure a good fit, then invites you to set up your secure patient portal and schedule your first visit.

Ready to take the first step?

Complete the appointment request form and Suzanne will personally review your request.