Insurance & Billing

Navigating insurance for mental health care can feel overwhelming. My goal is to make the billing process clear and stress-free, allowing you to focus on what matters most—your well-being. Below, you’ll find key information about accepted insurance plans, out-of-network benefits, and how the superbill process works.

In-Network Insurance Plans Accepted

I am currently an in-network psychiatric provider for several major insurance carriers. When you use an in-network plan, I bill your insurance company directly, which typically reduces your out-of-pocket costs.

Accepted Insurance Plans:

• Aetna

• United Healthcare

• Optum

Tip: Please have your insurance information ready when scheduling your first appointment. This helps ensure a smooth and efficient billing process.

Using Your Out-of-Network (OON) Benefits

If I am not in-network with your insurance provider, you may still be eligible to receive partial reimbursement through your out-of-network benefits. Many PPO and POS plans offer this option for outpatient mental health services.

How it works:

• You pay for services out-of-pocket at the time of your appointment.

• At the end of each month, I will provide a superbill—a detailed invoice that includes:

  • Service dates

  • CPT codes

  • Diagnosis codes

• You submit the superbill to your insurance company for direct reimbursement.

Questions to Ask Your Insurance Provider

To better understand your coverage and potential reimbursement, call the member services number on the back of your insurance card. Ask:

• Do I have out-of-network benefits for outpatient mental health services?

• What is my annual out-of-network deductible, and how much of it have I met?

• What percentage of the session fee is reimbursed after I meet my deductible?

• How do I submit a claim using a superbill from my provider?

Knowing your benefits in advance helps you make informed choices about your care.

Need Help?

If you have questions about your insurance, benefits, or the superbill process, please don’t hesitate to reach out. I’m here to help.